California – What you need to know about commercial umbrella insurance

What Is Excess
Liability Coverage

This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who Needs Excess
Liability Coverage

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

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Rosa M. Lopez - Steele Insurance Agency | Broker Lic #0122089

214 W. Lockeford St., Lodi, CA 95240
Main (209) 426-5181 | Español (209) 426-5182
Fax (209) 224-8592

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